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December 12, 2025

Read about our staffGreetings!

Before we get to today's edition I want to welcome all the Handy Hints readers. We are combining that newsletter with Thrifty Tips.

It's like you're getting two newsletters in one! We'll feature a Handy Hint in every edition, but I think you'll find most of our Thrifty Tips very useful! WELCOME ABOARD!

Now for today's Thrifty Tip. One of the biggest money myths out there is that you need a huge salary or giant windfalls to get ahead. The truth is much simpler. Small, consistent savings can quietly build into something meaningful over time. A few dollars here and there can become hundreds, then thousands, simply because you stuck with it.

If you have ever wondered why your savings never seem to grow, this edition is for you. A tiny habit can change your long term outlook in a big way.

Be Well,
Anisa

Please add anisa@gophercentral.com to your address book or visit here.


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The Power of Small Savings

Start With Five Dollars
If you think five dollars is nothing, try saving it every single day. That adds up to over 1,800 dollars a year. If that money is placed into a simple savings account or invested, it grows even more. The magic is not the amount. It is the consistency.

Automate Your Savings
Set up an automatic transfer from checking to savings. Even ten dollars a week works. Most people never miss the amount, but they notice the balance slowly building.

Round Up Every Purchase
Many banks have programs that round up your debit card purchases and move the extra into savings. Spend 8.20 dollars and the extra 80 cents goes into your savings account. It feels effortless because it is.

Keep a Use It Up Shelf
Before grocery shopping, look at what you already have. Using up leftovers and pantry items instead of tossing them can easily free up 20 to 30 dollars a week.

Cut One Habit for One Month
Pick one thing that drains your wallet. Coffee runs, takeout, online impulse buys. Skip it for 30 days and move the money directly to savings. You might be shocked at how much you were spending without noticing.

In Closing

1 TikTok Trending BSSaving money is not about big sacrifices. It is about small choices repeated again and again. When you build the habit, the results show up almost without effort.

Handy Hint: Laundry Tip For Bedding

Sort each bedding set, then starting with the fitted sheet, fold the flat sheet into the fitted, then add the pillowcases. No more
misplaced bedding.

This great tip that I can't wait to try (well I can wait, I don't like doing laundry!) comes from reader - AnnaRose W.

Got a tip of your own? Reply back to me, I love reading your tips and ideas!

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