June 08, 2025

Greetings!

It's no secret that prescription medications can be painfully expensive. Even with insurance, the co-pays and deductibles add up fast, and if you're uninsured or underinsured, it's even worse.

I recently helped a relative cut their monthly prescription costs considerably without changing their medications or pharmacy. The savings were real, and the process was easier than expected. So today, I'm sharing a few tried-and-true tips that can help you or someone you love pay less for the same meds.

Be Well,
Anisa

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1. Use a Discount Card

Free programs like GoodRx, SingleCare, and WellRx offer discounts that can be cheaper than using your insurance. Just show the card or use the app, it's that easy.

2. Ask for the Cash Price

Sometimes skipping insurance actually gets you a better deal. Always ask the pharmacy to check both prices.

3. Call Around

Prescription prices can vary a lot from one pharmacy to another. Take five minutes to compare before you fill, it's worth it.

4. Go Generic

Generic medications can cost up to 85% less than brand-name versions. Ask your doctor if switching is an option.

5. Split Pills (if safe)

In some cases, your doctor might be able to prescribe a higher-dose tablet you can cut in half. You'll get double the doses for the same price.

6. Look for Coupons or Assistance Programs

If you're taking a brand-name drug, check the manufacturer's website. You might find a printable coupon or even a discount program you qualify for.

7. Ask Your Doctor for Samples

Doctors often have sample boxes from pharmaceutical reps. If you're trying a new medication, or just need a short-term supply, it never hurts to ask.

In Closing

Prescription costs can sneak up on you, but they don’t have to drain your wallet. Whether it’s asking for a sample, checking the cash price, or just using a discount app, a little effort can lead to big savings. You don’t have to sacrifice your health to stay within your budget.

Reader Tips Worth Every Penny

"In reference to your issue about saving on cable, I switched to the digital antenna you advertised and haven't missed cable once. I get all the major networks and a few extras I didn’t even know existed!" – Linda from Ohio

"I started cooking double portions and freezing half, just like you suggested. It cuts my meal prep time in half and keeps me from grabbing expensive takeout when I’m tired." – Mark, Tulsa

"Your tip about negotiating my internet bill worked! I called and just asked if they had any promotions. Took 15 minutes and I’m now paying $40 less per month." – Sheila in New Hampshire

Reply back to me with any comments on today's or past issues.

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