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Thursday, May 27, 2010
Greetings Thrifty Friends,
Do you have a little bit of cash lying around, but not
enough to be gambling in the market? If you have a savings
account with a few thousand in it, which most people do,
you are probably earning less than one percent right now,
but you don't want to tie that money up in long term
investments.
There are other things to do with that cash that are much
more profitable that letting it sit in a savings account
and will turn around much faster. Please scroll down for
some ideas.
Keep pinchin' those pennies,
Penny
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Tush-eez Seat Cushion
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FEATURES:
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*****
TODAY'S THRIFTY TIP:
Treasury bills, or T-bills, are sold in terms ranging from
a few days to 52 weeks. Bills are typically sold at a
discount from the par amount (also called face value). For
instance, you might pay $990 for a $1,000 bill. When the
bill matures, you would be paid $1,000. The difference
between the purchase price and face value is interest.
Your own bank probably offers Certificates of Deposit, or
CDs. Most banks will let you open a CD for as little as
$1,000 that will mature in only one year. CDs are earning
over two percent, which can be four, five or six TIMES as
much as your savings account or even more!
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