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Tuesday, June 22, 2010

Greetings Thrifty Friends,

Right now crdit card interest rates are high, between 10
and 16 percent! That means there is a lot of money to be
saved. For a list of the lowest credit card rates, visit
bankrate.com.

Scroll down for a few ideas to save yourself hundreds or
even thousands of dollars if you are carrying a large
credit card balance.

Keep pinchin' those pennies,
Penny

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Instant Sliding Door Bug Screen... Less than 1/2 price...
List Price: $39.99
DEAL PRICE: $14.99 (62% off)

The Instant Sliding Door Bug Screen mounts between door
jambs on a single door frame or sliding door frame; no tools
or expertise is needed. Using Velcro, it installs and
uninstalls in minutes, making it the ideal choice for your
home or for taking it with you on vacation.

Features a magnet to hold center closed.... keeping pesky
bugs and mosquitoes out and allowing the fresh air of the
outdoors in. Whenever you, your children, guests or pets
need to go in our out, just walk through the screen and it
will open right up, once you are through the center the
magnet will snap together, closing the screen behind you.
No more screens left open and no more slamming doors.

Can be used year-round, or temporarily, when and where you
need it, as the space saving design allows for easy storage.
Take it from door to door, to your vacation home, or store
it away at seasons end.

FEATURES:
- Instantly replaces broken or missing screen doors
- Keeps out Insects and other pests
- Easy Walk-Through design
- Affordable for every door in the house
- Comes in widths 36" ($14.99) and 48" ($19.99).

For more information:
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*****

TODAY'S THRIFTY TIP:

* If you can obtain a lower interest credit card, you can
usually use cash advances to pay off the balance on your
other credit cards and transfer this debt to the lower
rate card. Some cards charge a higher fee for transferred
balances, so be sure to read the small print before
applying, and make sure you can pay it off or transfer
your balance again to another card before the introductory
period rate expires!

* Consider using part of your savings to pay off consumer
debt, if you can do so without using all of your available
cash. With banks paying less than 1 percent on passbook
savings, and credit card debt carrying 10 to 16 percent
interest charges, you could come out way ahead.

* If you don't have enough savings to pay off your consumer
debt, consider a home equity loan. Interest rates on home
equity loans are much lower than most credit cards, so you
win in two ways: (1) you slash your interest costs, say
from 16 percent on the credit card to 6 or 7 percent on the
home equity loan, and (2) you can deduct the home equity
loan interest from your taxable income.


*** PENNY'S THRIFTY TIPS BOOK IS HERE ***

Save your money simply and successfully with all of Penny's
best Thrifty Tips. For more info or to order visit:
http://pd.gophercentral.com/u/14727/c/186/a/619