Tuesday, January 11, 2010

Greetings Thrifty Friends,

One main things married couples fight over is money.
Especially when both partners put their checks into the same
account. When one person is writing a check for one thing
and the other is using the debit card for another, it is
easy for the account to become over drawn.

How can you guarantee this problem doesn't happen?

Keep pinchin' those pennies,
Penny

------------------------------------------------------------

For quality sound and a comfort fit, it's like music to your ears
http://pd.gophercentral.com/u/1112/c/186/a/619

*****

TODAY'S THRIFTY TIP: Keep three accounts!

One account is for the bills, the mortgage, the car payments,
the insurance payments and the groceries. What is left over
is split between the two that are working and put into their
own individual accounts to spend.

Using the two accounts for the two adults to use as they see
fit, after the bills have been paid from the joint account,
is going to ensure that the bills get paid, that no one is
over spending and that both working adults have a mini budget
that they can work with to get gas every week, to get a snack
when they want to and so on.

If both people are working and contributing to the bills being
paid every month, both people will need to be involved in
understanding how the bills get paid, how much money is need
to pay the bills and when the bills are due.



*** PENNY'S THRIFTY TIPS BOOK IS HERE ***

Save your money simply and successfully with all of Penny's
best Thrifty Tips. For more info or to order visit:
http://pd.gophercentral.com/u/14727/c/186/a/619