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Get your Full-Size American Flag for Just $4.99
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Tuesday, April 6, 2010

Greetings Thrifty Friends,

Are you caught in a spending habit you don't know how to
break? Follow these ten steps to financial responsibility.

Keep pinchin' those pennies,
Penny

Watch this one-of-a-kind video of Hollywood's greatest leading ladies!=

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Liv Breast-Self Exam Aid
Endorsed & Used By Olivia Newton- John...

List Price: $14.99
Deal Price: $9.99
Get two for $17.98

Olivia Newton-John was diagnosed with breast cancer in
1992, that same weekend, her father died from cancer.
She underwent a partial mastectomy and breast recon-
struction. Olivia has been cancer-free for more than
15 years

Olivia found a lump through BSE (Breast Self Exam) sixteen
years ago, and she credits the fact that through early
self-detection, she quite possibly saved her own life.

The life-saving, easy-to-use LIV AID is a heart shaped
medical device that a woman can use every month to
perform a correct breast self-exam. It enhances a
woman's sense of touch and makes the BSE process simpler
and much more sensitive.

FEATURES:
- Enhances ability to feel changes in your breast
- Made of soft, clear, latex-free polyurethane
- Filled with non-toxic lubricant
- It's like a magnifying glass for your fingertips
- Dimensions: 9" x 8"
- Easy to clean and store
- Reusable tool for use once a month
Get one for $9.99... or get two (give one to someone you love)
for $17.98.
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*****

TODAY'S THRIFTY TIP:

1. Go Cash-Only. Credit cards make it easy to overspend,
but you can't use them if you don't have them with you.

2. Set Long-term Goals. Pick something that you really
want ? a vacation, a fat emergency fund, to get out of
debt ? and remind yourself of this goal each time you
feel tempted to blow money on a non-essential.

3. Distinguish Between Needs and Wants. Do you need those
new shoes or do you just want them? Ask yourself this
question each time you find yourself contemplating a
purchase.

4. Shop with a List, then only shop for the items that
are on your list.

5. Give Yourself an Allowance. Look over your budget,
and decide how much money you can afford to blow each
week.

6. Institute a Cooling Off Period before buying any big-
ticket item. This will give you time to decide whether
you really need and can afford the item.

7. Find a Shopping Buddy. Designate a friend or family
member your "Voice of Reason"; and only shop when they
can go with you.

8. Shop without a Cart. You'll be less tempted to shop
when you don't have anywhere to put your selections.

9. Let Someone Else Shop for You. Make out your shopping
list, and then hand it off to someone you trust. You won't
be able to add impulse items if you're sitting at home.

10. Survey Your Selections. Before you head to the check out
line, take a minute to look over your selections. Do you
need everything that you're about to buy?


*** PENNY'S THRIFTY TIPS BOOK IS HERE ***

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