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Tuesday, June 21, 2016

Greetings Thrifty Friends,

Insurance is important for a lot of reasons, but frequently we are frightened into buying it. If something happens and you don't have coverage, you're going to be in for it!

But sometimes you don't need insurance, or you are already covered someplace else.

Let's take a look at a few circumstances where you might be throwing money away on insurance.

Keep pinchin' those pennies,

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You only need life insurance if someone, such as a child or a spouse, is financially dependent upon you. That means most singles, seniors and kids don't need a policy.

Other policies you can probably do without include credit-card insurance (better to use the premium to pay down your debt in the first place), rental-car insurance (most auto policies and credit cards carry some coverage) and mortgage life insurance (a regular term-life insurance policy is more comprehensive).

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